|
|
|
|
|
|
|
|
|
|
|
|
|
Long Term
Care Insurance |
|
|
|
|
|
|
|
|
|
Good news
... Rapid advances in medical technology
allow Canadian seniors to live longer than ever before.
|
|
Bad
news ... Many aging seniors will spend their
last
dollars in their final few years to pay for long term
care. |
|
|
|
A 1992
study by the Health Insurance Association of America
found that we have a
40% chance
of requiring long term care by age 65, and a
60% chance of requiring
long term care by age 75. |
|
|
|
|
|
Who
will take care of you
when you cannot take care of
yourself?
Where will the money come from
to pay for Home Care or
Facility Care services?
Will your savings and investments be depleted
by paying for expensive Home
Care or Facility Care? |
|
|
|
Long term
care insurance will allow you to maintain your
pride, dignity, quality
of life, & financial
independence. |
|
|
|
|
|
1900
The average male
lived to age 42 and
the average female lived to
46.
1998
The average male
lived to age 77 and
the average female lived to
82.
.
And we continue to live
longer and longer! |
|
|
|
The fear of
dying too
soon has been replaced by
the consequences of
living too long. |
|
|
|
|
| |
If
you should ever need Long Term Care, I can send
you flowers |
|
| |
OR |
|
|
| |
I
can send you flowers plus tens of thousands (or
much more) of
Tax Free dollars to help you alleviate
your financial stress. |
|
|
|
|
|
|
|
The need for Long Term Care is
often brought upon by illnesses such as:
Arthritis / Parkinson's / Alzheimer's /
Emphysema / Multiple Sclerosis / Cancer /
Paraplegia /
Debilitating Illness or Injury / Old-age
fragility |
|
|
|
Who will care for you ...
when you cannot take care of yourself?
Will your earnings and investments be depleted
by paying for the high cost of home care or facility
care? |
|
|
|
You can protect
your savings and your family assets.
No one wants to be a burden on their family! |
|
|
|
Long Term Care insurance allows
you to maintain:
your pride
your dignity
your integrity
your independence
and your quality of life. |
|
|
|
Insurance policies are not
created equal. Nuances in policy definitions
and provisions can mean
the difference between rock solid protection and
mediocre coverage ... getting paid vs. not getting paid.
Contact us to
provide you with expert analysis and unbiased honest
advice for your specific requirements! |
|
|
|
|
|
Peter is an Elder Planning Counselor
(since
2004)
and
Charter Member of the Canadian Institute for Elder
Planning Studies |
|
|
|
 |
|
|
|
|
| |
For your safety, applying for insurance has
never been easier!
No medical exams ... No blood ... No urine
...
No needles
No nurses ...
No
stress tests ...
No need to meet
face-to-face.
Your application is taken over the phone
by myself
or on-line via Zoom.
We do not
have to meet in person. |
|
|
